LIC Jeevan Shiromani Policy Benefits :
On Death :
Death during 5 yrs : SA on Death + GA
Death after 5 yrs : SA on Death + GA + LA
SA on Death : 125% of BSA or 7 times AP or 105% of Premiums Paid

Survival Benefits :
For 14 yrs policy : 30% of BSA in 10th and 12th year
For 16 yrs policy : 35% in 12th and 14th year
For 18 yrs policy : 40% in 14th and 16th year
For 20 yrs policy : 45% in 16th and 18th year
Maturity time : Remaining SA with GA + LA

Inbuilt Critical Illness Benefit:
10% of BSA on diagnosis of 15 Critical diseases + Premium is deferred for 2 Years w/o interest.

Surrendered Value :
The Policy can be surrendered at any time during the policy term provided atleast 1 full years premiums have been paid.

Loan :
Loan Facility is available under this plan, after payment of premiums for at least 1 full years.