LIC Child Education Plans in Kharghar – S Kulkarni

Give Your Child a Financially Secure Future with the Right LIC Child Education Plan in Kharghar

Every parent in Kharghar knows that education costs are rising every year. A well-chosen LIC child education plan in Kharghar ensures your child's schooling, college admission, and career launch are financially secured regardless of what the future holds. S Kulkarni specialises in helping Navi Mumbai parents identify the most suitable LIC child plan based on their child's current age, the education timeline, and the target corpus needed.
LIC offers dedicated child plans such as LIC Amrit Bal (Plan 874) and LIC Jeevan Tarun that provide assured lump sum payouts at specific ages — aligned with key educational milestones like college admission at 18 or post-graduate study at 21. An essential feature of these plans is the waiver of premium benefit, which ensures that if the parent passes away during the policy term, all future premiums are waived and the policy continues uninterrupted, securing the child's fund completely.
S Kulkarni walks you through the exact maturity projection, explains how the bonus additions grow the corpus over time, and compares all available child plan options to find the one that best matches your budget and your child's needs. Whether your child is a newborn or a school-going student, it is never too early or too late to start — and the right guidance makes all the difference. Consultations are available for all Kharghar and Navi Mumbai parents free of charge.

Which is the best LIC child education plan for Kharghar parents?

LIC Amrit Bal and LIC Jeevan Tarun are the two best child plans available for Kharghar parents in 2025. The right choice depends on your child's age and target education corpus. S Kulkarni will compare both plans and recommend the most suitable option based on your specific requirements.

When should I start an LIC child education plan in Navi Mumbai?

The earlier you start, the lower the premium and the larger the corpus. Ideally, parents in Kharghar should start a child plan when the child is between 0–5 years of age. However, S Kulkarni can help you build a viable education fund even if your child is already in school.

What happens to the LIC child plan if the parent passes away?

Most LIC child plans include a premium waiver benefit. This means if the proposer (parent) passes away during the policy term, all future premiums are waived, the policy continues uninterrupted, and the full maturity benefit is paid to the child at the scheduled date — ensuring complete financial security.

How much should I invest in an LIC child education plan for Kharghar?

This depends on your child's current age, your target education corpus (typically ₹25–75 lakhs for college), and the number of years remaining. S Kulkarni will calculate the exact monthly premium needed based on these inputs during your free consultation in Kharghar.